Money and Finance
Personal finance, taxes, and the long math on wealth.
Four in Ten Americans Are Now Using Buy Now Pay Later Loans to Buy Groceries
A new Lending Tree report shows 40% of Americans used pay-later loans for groceries in the past year, up from previous years, as...
The New Roth 401(k) Catch-Up Rule Is Now Active for High Earners
The SECURE 2.0 provision requiring high-income earners to make catch-up 401(k) contributions as Roth is now in effect for 2026 after a...
PMI Is Tax-Deductible Again in 2026. Most Homebuyers Have No Idea.
Private mortgage insurance premiums are tax-deductible again this year for buyers earning under $100,000. It is a real financial benefit...
2026 Tax Refund Averages Are Up, and the IRS Data Reveals Where the Money Is Going
With the filing season wrapping up, the IRS has released its latest figures. Refunds are bigger this year, processing is faster, and the...
Credit Card Debt Just Hit 1.3 Trillion And The Real Problem Is The Minimum Payment
American credit card debt passed 1.3 trillion dollars in Q1 2026. The number is not the scary part. The scary part is what is happening to...
30 Year Mortgage Rates Slip To 6.07 Percent As Spring Homebuying Window Opens
The average 30 year fixed mortgage rate dropped to 6.07 percent this week, down from 6.15 percent last weekend, with the 15 year fixed loan...
The Mega Backdoor Roth Strategy That Lets High Earners Move 47,500 Dollars Of After Tax Money Into A Roth Each Year
For 2026, the IRS allows total 401(k) contributions of 72,000 dollars or 80,000 if you are 50 or older. After your salary deferral and any...